Our Plans
Medicare Advantage Plans
Medicare Advantage plans, also known as Part C, combine the coverage of Medicare Parts A and B* (sometimes called "Original Medicare") and usually include additional benefits. Most plans include Medicare Part D prescription drug coverage.
Many of our Medicare Advantage plans feature UnitedHealthcare® or AARP® brand names. Most plans include worldwide coverage for emergency care and all plans have an annual out-of-pocket maximum to help members budget for their health care expenses. Many plans have no additional monthly premium beyond what beneficiaries already pay for Part B.
Medicare Supplement Insurance Plans
Medicare Supplement Insurance Plans (sometimes called “Medigap”) can help pay some of the health care costs that Medicare Parts A and B don't cover. These plans allow beneficiaries to go to any doctor or hospital in the United States that accepts Medicare patients, without ever needing a referral.
The federal government has defined standard benefits for different Medicare supplement plans, named with letters from A to L (not to be confused with Medicare Parts A, B, C or D). We offer most standardized Medicare supplement plans labeled A through N in all states for AARP members aged 65 and older. In some states, plans are available to AARP members who are eligible for Medicare due to disability. All plans carry the AARP brand.
Special Needs Plans
Medicare Special Needs plans are a type of Medicare Advantage plan for consumers who receive both Medicare and Medicaid (also referred to as "dual eligible"), live in an institution, or who have certain chronic conditions.
The UnitedHealthcare® Special Needs plans combine all the benefits of Original Medicare (Parts A and B) with prescription drug coverage (Part D). Many plans have a $0 to low monthly premium***, beyond what consumers pay for Part B.
Depending on the specific plan, benefits may also include care coordination, routine vision and dental coverage, credits to purchase everyday health items like vitamins, first aid supplies, and dental care products, and transportation to medical appointments.
Medicare Part D Prescription Drug Plans
Medicare prescription drug plans are also known as Medicare Part D. Medicare Part D is a government program that offers prescription drug insurance to everyone eligible for Medicare. Members are not automatically enrolled; to get Part D, they must enroll in a plan through a private insurance company like ours.
We provide national coverage and Part D plans are available in all 50 states, Washington D.C. and the five U.S. Territories. Our prescription drug plans feature AARP brand names
Our Company
UnitedHealthcare is committed to making Medicare simple. Our goal is to deliver on the promise of being distinctly hassle free in everything we do, from plan design and customer service to claims processing and member communications. In the end, we will treat those we serve the way we want to be treated when it comes to health care.
No two Medicare-eligible consumers are alike. That's why, as a UnitedHealthcare Independent Career Agent, you'll be armed with one of the largest product portfolios in the business. We have one of the nation's largest provider networks, products and smart benefits to help members live their healthiest lives.
- Medicare Special Needs Plans
Medicare Special Needs plans are a type of Medicare Advantage plan for consumers who receive both Medicare and Medicaid (also referred to as "dual eligible"), live in an institution, or who have certain chronic conditions.
The UnitedHealthcare® Special Needs plans combine all the benefits of Original Medicare (Parts A and B) with prescription drug coverage (Part D). Many plans have a $0 to low monthly premium***, beyond what consumers pay for Part B.
Depending on the specific plan, benefits may also include care coordination, routine vision and dental coverage, credits to purchase everyday health items like vitamins, first aid supplies, and dental care products, and transportation to medical appointments.
** Based upon Center for Medicare and Medicare Services Enrollment Data
*** In a Dual Eligible Special Needs plan, the premiums, copayments, coinsurance and deductibles may vary based on income and Medicaid status.
- Medicare Part D Plans
UnitedHealthcare Medicare Solutions is one of the nation's largest providers of Medicare prescription drug benefits (Part D) on a stand-alone basis. Our Part D plans cover thousands of the brand name and generic prescription drugs most commonly used by Medicare patients, delivering savings, stability and peace of mind to our members.
Preferred Retail Pharmacy Network
UnitedHealthcare has worked with many contracted retail pharmacies to help lower drug costs. Members can save money on copays if they choose to fill their covered prescriptions at a contracted preferred pharmacy.
** Based upon Center for Medicare and Medicare Services Enrollment Data
- Ancillary Benefits & Value Added Services
At UnitedHealthcare, we know it takes more than health care coverage to improve the lives of others. That's why we offer members added benefits like the following to help them live their healthiest lives*.
Nurseline℠ Questions about medications or health concerns? With Nurseline, members get answers any time.
HouseCalls® Once a year, a health care practitioner will visit members to provide a health assessment and answer any questions—at no extra cost.
Care Coordination UnitedHealthcare makes it easy for doctors, specialist and other providers to work together, with our members' interests in mind.
Gym Memberships Gym Memberships members can stretch, lift or jog their way to better health with classes at hundreds of gym locations.
hi HealthInnovations™ Hearing Aids Some members can obtain hi HealthInnovations premium hearing devices at either no charge or a low co-pay.
*Not all plans qualify for all ancillary benefits.